Strong Prevention Can Help Protect Your Small Business from Devastating...
From large corporations, to small “mom-and-pop” stores, all should comply with the PCI Data Security Standard (PCI DSS). It is critical for all merchants who accept credit cards either online or...
View ArticleSmall Business Saturday a Huge Success with Spending Up 21% Percent from Last...
The results are in — and they have far exceeded expectations as millions of American consumers “shopped small” on the third annual Small Business Saturday (SBS). Pre-holiday surveys estimated that U.S....
View ArticleCelebrate ‘National Made in America Month’ with a .US Domain Name
In 1985, President Ronald Reagan declared December to be National Made in America Month to acknowledge and celebrate American pride in hard work and American-made products. He sought to boost the...
View ArticleRecognizing the Art of Good Salesmanship on National Salesperson Day
The second Friday in December is designated as National Salesperson Day. It is a day to recognize the commitment of your salespeople and remember that every large or small business in every profession...
View ArticleSBA Disaster Loan Application Deadlines Approaching for Rhode Island and the...
SBA plays an important role in disaster recovery efforts for businesses and homeowners. As disaster assessments and declarations are made, various SBA disaster recovery loan programs have become...
View ArticleWhat Does Financial Wellness Mean for Your Small Business?
January is Financial Wellness Month — a great time for you to improve the financial health of your business whether it is a start-up that has barely broken ground, or a well-established business that’s...
View ArticleMarketing Your Small Business for the Holidays – Merchant Express
The holiday campaign for your small business should be memorable and effective, integrating your social media marketing and mobile efforts with a consistent message across all channels, according to...
View ArticleU.S. Credit Card Processing in the Post-EMV Era
Now that both Visa® and MasterCard® have set April 2013 as the target date for the support system for EMV cards to be up and running in the U.S., a lot of people may be wondering what effect it’ll have...
View ArticleAVS, CVM and Their Role in Credit Card Processing
AVS and CVM are two very important acronyms to know when discussing credit card processing. That’s because they’re related to keeping the process secure for merchants and their customers in a time...
View ArticleBanks Lagging Behind on Chip-and-PIN Cards
More than six months after Visa® and MasterCard® unveiled their roadmaps for accelerating the migration to chip-and-PIN credit cards in the United States, issuing banks have been a little slow off the...
View ArticleA Short History of Credit Card Processing
For well over a century, the concept of purchasing on credit has existed in the American marketplace. It began in the late 1800s with consumers using credit coins and charge plates to purchase goods....
View ArticleCredit Card Processing and the NFC Chip
If you haven’t already heard, NFC (near field communications) is being touted as the NBT (next big thing) in credit card processing. Some industry observers are boldly predicting that NFC chip-equipped...
View ArticleBeware the Offshore Merchant Account!
Search the Internet for merchant account providers and you’ll run across companies that promise “lowest rates” to “bad credit merchants” and “high risk merchants” that are “having difficulty placing a...
View ArticleMerchant Services: The Role of Encryption in Credit Card Processing
Encryption, in the broadest sense of the word, is the translation of data into a secret code so that it can be securely transmitted. In credit card processing, it’s one of the most effective ways to...
View ArticleTrending Topics of 2012: Small Business Financing and Growth
Small businesses are vital to stimulating the economy and to supporting local communities — so it’s no wonder that in 2012, national conversations were primarily about small business finances. Funding...
View ArticleCelebrate Customer Service Day on January 17th
A smart business owner believes “the customer is king” and as such always deserves the royal treatment. January 17th is Customer Service Day — a time to reflect on the importance of what customer...
View ArticleLondon Bus Riders are Now Tapping Bank Cards for a Ticket to Ride
The big London transit authority, Transport for London, officially announced the launch of the first phase of its open-loop payment service. Open-loop payment systems allow customers to spend value...
View ArticlePCI Compliance and Other Ways to Effectively Observe Home Office Safety and...
New beginnings can be invigorating as we evaluate what is working and what isn’t and craft a plan to make things better. It’s the season for making resolutions and January 6th-12th is also Home Office...
View ArticlePerform Regular Software Updates for Optimal Data Security
Anyone that does not regularly download free software updates unnecessarily exposes their equipment to cybercrime, viruses, trojans, and other malware, and misses out on bug fixes. Regardless of device...
View ArticleInvolve Merchant Express® in Your E-commerce Strategy
These days many businesses are building an online presence for their company. Whether you have a bricks and mortar location and are looking to migrate online, or if you want to launch your business...
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